chap1_mis3_solution

Health First Insurance, Inc.
1717 N. Zapata Way
Laredo, TX 78043
Amber Babroski
1305 Neck Rd.
Palmer, Texas, 75152

Dear Amber Babroski:.
Welcome to the Health First Insurance, Inc. We have received and accepted your application and premium for health insurance. Please detach and the ID cards attached to this letter and keep with you at all times for identification, reference and access to emergency phone assistance and Pre Notification numbers in the event of a claim.
Enclosed you will find a Certificate of Coverage detailing the benefits, limits, exclusions and provisions of the Health First Insurance, Inc. Medical Plan. Please review the Certificate of Coverage thoroughly and contact us if you have any questions regarding the terms and provisions.
In order for you and your dependents to receive adequate medical treatment and for your assistance, the Health First Insurance, Inc. Medical Plan requires any insured (or someone on their behalf) to Pre-notify Health First Insurance, Inc., for any hospital admission prior to admittance (or within 36 hours after an emergency admission). Additionally, the Health First Insurance, Inc. Medical Plan requires all insured to utilize the provider network.
We appreciate your confidence in our organization and look forward to serving your insurance needs.

Sincerely,

Maria Fernandez
Agent
Health First Insurance, Inc.